- Annual limit up to €/$1,000,000
- Inpatient treatment & Day-patient care
- Medical assistance and repatriation
- Annual deductible Nil; $/€1,000; $/€2,500; $/€5,000
- 3 area of coverage including Africa Indian-Subcontinent*
Zone 1 Africa and Indian Sub-Continent : Angola, Benin, Botswana, Burkina Faso, Burundi, Cabo Verde, Cameroon, Central African Republic, (CAR), Chad, Comoros, Congo, Djibouti, Egypt, Equatorial Guinea, Eritrea, Eswatini (formerly Swaziland), Ethiopia, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Libya, Madagascar, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Nigeria, Rwanda, Sao Tome and Principe, Senegal, Seychelles, Sierra Leone, Tanzania, Togo, Tunisia, Uganda, Zambia,Bangladesh, India, Pakistan, Philippines & Lebanon.
Zone 2 Europe + Zone 1 : South Africa, France, Spain, Sweden, Norway, Germany, Finland, Poland, Italy, Romania, Belarus, Greece, Bulgaria, Iceland, Hungary, Portugal, Austria, Czechia, Serbia, Ireland, Lithuania, Latvia, Croatia, Bosnia and Herzegovina, Slovakia, Estonia, Denmark, Netherlands, Moldova, Belgium, Armenia, Albania, North Macedonia, Turkey, Slovenia, Montenegro, Kosovo, Azerbaijan, Cyprus, Luxembourg, Georgia, Andorra, Malta, Liechtenstein, San Marino, Monaco, Vatican City.
Zone 3 Worldwide excl. USA + include Zone 1 and Zone 2 : Rest of the world including Zone 1 & 2 and UAE, United Kingdom, Switzerland, China, Hong-Kong, Singapore, Japan & Canada.